Bank of the Ozarks is proud to have had a long standing relationship with you and the Ashrei entities. Since the inception of our relationship (i.e. March of 2011), we have found you (and the Ashrei entities) to be incredibly proficient at (i) finding “neglected” assets at very favorable pricing (ii) improving the management and operating results at each asset, and (iii) re-tenanting each asset with new, financially viable tenants. While the lending relationship has greatly expanded over the last six (6) years, we sincerely hope to further expand our lending relationship with you and your team. You are a valued client of the Bank and we appreciate your business!