Jeffrey K. Hendricks

Bank of America has maintained a positive relationship with Dalfen America Corp for over 17 years, and our Commercial Real Estate Banking group here in Dallas is proud to provide this letter as a reference in support of Dalfen’s pursuit of its proposed investment in McKinney, TX. Over the years, Bank of America has provided credit facilities, treasury services, and even more to Dalfen America Corp. Dalfen has handled all accounts and loans as agreed. We currently have a $75MM credit facility with Dalfen. Dalfen has demonstrated not only a willingness to maintain a strong relationship, but also that they have the financial resources to take on large scale projects.